Legal Life Planning for Businesses and Families

Attorney Len Garza Estate Law and Business Law with clients

Legal Life Planning for Businesses and Families

Estate Planning Services New York

What Happens To Your Business and Family If Something Happens To You?

We're Here To Help With These Questions

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Our lawyers help you build, grow, and protect your legacy for your loved ones. We work with you to understand your unique business and family situation to develop a plan and structure to protect what you’ve worked so hard to build. To find out more about how you can start on this important planning, schedule a 15-Min FREE Consultation today.


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Garza Law Blog

Trusts: Revocable vs. Irrevocable – Can They Help You?

Trusts: Revocable vs. Irrevocable – Can They Help You?

This blog explores how trusts form the backbone of true legacy planning, contrasting revocable (living) trusts—which keep families out of court and maintain flexibility—with irrevocable trusts, which serve as advanced tools for wealth preservation and estate tax protection.

It warns that without proper estate planning, families risk probate, public exposure, and financial loss. The piece explains how revocable trusts offer control and privacy, while irrevocable trusts (such as life insurance trusts, retained annuity trusts, and spousal access trusts) protect against estate taxes, lawsuits, and creditors.

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Selling your business to a key employee

Selling Your Business to a Key Person: The Hidden Landmines That Can Cost You Everything

Selling your business to a trusted key employee may seem like the safest, most natural exit strategy, but without proper planning it can become a financial and emotional disaster. Many business owners assume that loyalty and familiarity are enough to ensure success, only to discover too late that the deal was structured on sentiment rather than strategy.

In this article, we share the cautionary story of Frank, a business owner who sold his $8 million company to his right-hand man. What seemed like a smooth transition quickly turned into a nightmare when the buyer struggled to manage operations and cash flow, leaving Frank unpaid and his retirement at risk. This is a common pitfall when owners sell to insiders without airtight legal protections.

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When Your Children Aren’t Ready for Your Wealth

When Your Children Aren’t Ready for Your Wealth

You’ve spent decades building your wealth—businesses, investments, real estate, and a lifetime of sacrifices. But what happens when your children inherit everything at once—without guidance or safeguards? Without a strategic estate plan, the empire you created can unravel within years, lost to divorce, creditors, lawsuits, and poor decisions. This article explains why so many successful families unintentionally destroy their legacy after the founder passes away, and how you can avoid that fate.

Discover the critical protections every high-net-worth family needs: a comprehensive estate plan that coordinates all assets; staged inheritance distributions to shield children from reckless spending, divorce, and creditors; solid business succession structures such as buy-sell agreements; and regular plan reviews to keep up with changes in wealth, family, and tax laws.

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Business Succession Planning

What’s Your Legacy?

Proper plans for the future include preparing for unexpected, but also preparing and planning for your business for your exit. Smart business strategy for today’s business decisions, growth, and development processes starts by considering your legacy and business after you leave.

business succession planning

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